My 3x great grandmother Catherine Alice Stoney had
only one full sibling as far as I know: William Moorhouse Stoney, born 9th
January 1828, baptised 27th April 1828 at St Mary Newington. He is
shown as the son of William Moorhouse Stoney and his wife Mary Ann.
William Moorhouse Stoney II b1828
He appears aged 13 with his parents, 12-year old sister and
(it turns out) his maternal grandmother Alice Pearce on the 1841
census, at Sion Place, Newington. Eight years later he married
spinster Elizabeth Bridget Kennedy at St Giles Camberwell, naming his father as
William Moorhouse Stoney, a Commercial Traveller like himself.
By the time the 1851 census was taken, he appears to
have stopped work as a Commercial Traveller – perhaps for a more settled family
life – and is working as a Draper, aged 23, with his Irish wife Elizabeth, an
upholstress. They have two children, William Henry (aged 1) - later known by
his father’s names, William Moorhouse - and Mary Ann (3). Elizabeth’s mother
and sister, both from Ireland, are with them on census night.
He is listed at 12 Southwark Bridge Road as a linen draper in
the London City Directory at Ancestry
and is still living there a year later. In the 1861 census, he is
described as a Draper (Woollen), aged 32, with wife Elizabeth and six children
aged 2-13 years old. In the 1871 census, they are still at Southwark
Bridge Road, this time at no.251, where William is still working as a Draper.
They have four children still at home, William Moorhouse Stoney junior (21) and
Archibald (15) working as Draper’s Assistants, presumably for their father.
They also have a servant in the house, 26 year old Isabella Parker. By the 1881
census they are at the same address, and William is specifically a Credit
Draper. Daughter Eliza, 29, is a barmaid, and sons Archibald and George are
both assisting in their father’s business.
Their daughter Eliza Stoney died later that year, on 8th
September 1881, at 251 Southwark Bridge Road. The probate records show that
administration of her estate was granted to her father ‘William Moorhouse
Stoney, Draper of 251 Southwark Bridge Road, the Father’. Her estate amounted
to £211 (worth about £24k in today’s money … quite a sum for an unmarried
barmaid).
In the 1891 census, William is shown as 63, a Credit
Draper and Money Lender, with wife Elizabeth, son Walter (17, a Draper’s
Assistant) and daughter Grace M, 15. William’s wife Elizabeth died on 10th
August 1892 of a strangulated umbilical hernia, aged 67, wife of William Moorhouse
Stoney, Draper, at 251 Southwark Bridge Road. William is still at that address
in the 1901 census, described as a Credit Draper and Money Lender, an
‘employer at home’. Son Walter, now 27, is in the same profession, but additionally
is a ‘traveller’. Daughter Grace is still at home with them, but has no given
occupation.
What were credit drapers?
Sometimes also called ‘Scotch Drapers’, tallymen or
collectors, Credit Drapers sold goods, usually clothing or cloth, on credit.
They may have started selling door-to-door then, when they had made enough
money, could set up in business selling from their own shop, and employing
travellers to continue to doorstep sales, and collectors to collect the monies
owed by instalments.
William Moorhouse Stoney (the second, b1828), died at 251
Southwark Bridge Road on 27 February 1905 aged 77 years, of senile decay.
His death certificate shows his occupation as Draper (Master), and the
informant was his son, William Moorhouse Stoney (the third), of 245 Southwark
Bridge Road.
William Moorhouse Stoney II left a considerable legacy: he died
intestate, but administration
of his estate was granted to his son William, amounting to £945 7/2 (after
taxes). Taking inflation into account, this would be the equivalent of £117,865
in 2021.
Money lending was clearly a lucrative occupation and it is strange
that he didn’t make a will; perhaps, like many people, he was suspicious of
doing so or, given the cause of death, by the time he needed to, he was no
longer of ‘sound mind’.
251 Southwark Bridge Road was – with much of the surrounding
area – part of the property portfolio of the Bridge House Estates (London City
Bridge Estates), a trust that built several London bridges, including Tower
Bridge and Blackfriars, and which took on Southwark Bridge from its original
private ownership. The area was developed in 2017 as ‘Two
fifty one’, a 41-storey mixed-use building; nothing remains of the old
buildings in the street where the Stoney family ran their draper’s business and
made their homes in the late 19th and early 20th
centuries. Unfortunately, I haven’t found any old images of this part of
Southwark Bridge Road, but Ancestry has land
tax records showing the families of William Moorhouse Stoney (II and III)
at 245 and 251 Southwark Bridge Road from the early 1890s to 1907. The example
below is from 1895, showing several houses occupied by William Stoney (but
with no house number in this case, it’s not clear if this is William Stoney II
or III).
William Moorhouse Stoney III b1850
The Stoney credit draper dynasty continued with William’s son,
William Moorhouse Stoney III, b.1850. He married at St John’s Walworth on 30th
May 1883, described as a Draper’s Traveller – presumably selling and/or collecting monies for his father’s
wares. His bride was Eliza Vasselin, and both give their address as The
Palatinate.
British History Online notes that: “Adjacent to
Gurney Street are two six-storey blocks called The Palatinate, erected in 1875,
and designed "to provide convenient and healthy dwellings at moderate
rents" to enable those "of a grade higher in the social scale"
than the working class to live near their work … At the time they were put up
they were a progressive experiment in housing, and the shops on the ground
floor facing New Kent Road were an unusual feature.”
The London Picture Archive has an image
of the rear of these blocks from the 1960s. Part of the site was destroyed in the
Blitz, while the rest have since been demolished.
William Moorhouse Stoney III’s wife ‘Eliza Vasselin’ was
actually Elisabeth Desirée Vasselin, born in St Saviour, Jersey, in 1850. Her parents
were Jean-Baptiste Vasselin (shown as John, deceased, on the marriage record) and
Julie (formerly Vibert). She must have moved to London in the previous ten
years, as she is still shown with her family in St Helier in the 1871 census.
The couple had four children. The first-born was William
Moorhouse Stoney (IV), born in 1886. As far as I can tell, none of the other
three survived infancy. Eliza died on 25th April 1892, shortly after
giving birth to their daughter Annie, her death certificate showing the cause
as ‘pneumonia 7 days, parturition four days’. She was 42 years old. Annie’s
death was registered around the same time. Husband William Moorhouse Stoney is
described as a Draper’s Collector on her death certificate.
William Moorhouse Stoney III married for a second time in
1903 to Florence Nancy Hand at St John Walworth. Their marriage certificate describes
him as aged 53, a Traveller, father William Moorhouse Stoney, Draper. Florence
is 34, a domestic servant, daughter of John Dominic Hand, Portrait painter. They
appear to have been living as man and wife for several years before their
marriage. In the 1901 census, they are living at 245 Southwark Bridge
Road and Florence is listed as ‘wife’ of William Stoney, ‘Traveller’, aged 51.
They have four children, including William and Eliza’s son William (Moorhouse
Stoney IV), a Telegraph Messenger aged 14, and John D. (7), Claude (4) and
Florence (1). John’s birth was registered in 1893, a year after Eliza’s death.
The GRO shows his full name as John Dominic Hand Stoney, mother’s maiden
name Gothorp. As Florence Hand’s father was John Dominic Hand, it seems likely
that she was John’s mother. I’m not sure where the maiden name Gothorp comes
from!
The 1911 census finds them at 99 Church Street,
Walworth, where William Moorhouse Stoney III is described as a Credit Draper.
He claims that he and wife Florence have been married for 19 years – ie 1892 –
whereas they actually only married eight years before the census was taken.
William Moorhouse Stoney IV is still living at home, but has finally broken the
Credit Draper dynasty – he is working as a bus conductor! Their son Claude, though, aged 14, is working
as a warehouse boy at a Drapers, so possibly still keeping the business in the
family.
John Dominic Hand Stoney, born 30th June 1893,
was an Assistant Waiter in a Hotel in 1911. Three years later he signs a
declaration as a Steward of his intention of becoming a naturalised US Citizen
in New York. In 1916, he signs up in London to serve in WWI, giving William
Moorhouse Stoney as his next of kin (father), subsequently crossed out with the
addition of his new wife Daisy Trepte, who he married in July that year. His
occupation by then is Electrician. He also fought in WWII as a Merchant Seaman,
receiving a medal for service. He appears on the SS Queen Mary as a Steward in
December 1943 travelling between Scotland and New York. He died in Ipswich,
Suffolk, in January 1980.
His father, William Moorhouse Stoney III, died on 13th
March 1937, aged 87, at New End Hospital, Middlesex. Probate was granted to his
daughter Florence Grace Rossiter, wife of John Carl Rossiter, ‘one of the
parties entitled to share in the estate’.
William Moorhouse Stoney IV b1886
Having worked as a Telegraph Messenger (1901 census)
and Bus Conductor (1911 census), William Moorhouse Stoney IV served in
WW1 and married widow Margaret O’Hare in Liverpool on 21st July
1918, when he is described as a Soldier. His father, William Moorhouse Stoney
III, is described as a Post Office Official, so the credit drapery business
seems finally to have ended sometime between 1911 and the War. By the outbreak
of WWII, he and Margaret are living in Islington, where his occupation is
described as ‘TMC Clerk Ministry of Labour’. He died aged 72 in 1958. The
couple had two daughters, so William Moorhouse Stoney IV was the last named
direct descendent of William Moorhouse Stoney I, born around 1776, my
4xgreat-grandfather.
For
the sources mentioned in bold, see blogpost: MyRoots: Lesly's family history:
Sources and resources: A quick view